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NORTHSTAR – TERMS & CONDITIONS OF USE

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Global VIP Elite 模型投资组合

Northstar 模型投资组合旨在提供适合您投资需要的投资组合选则。我们使用各种基本标准来从一系列最领先的资产管理公司中选择基金。

随后我们对基金进行严格的统计分析,查看各种历史表现和风险指标,然后使用股票及固定收益基金、以及某些消极型指数基金,根据投资组合中不同资产类别之间的目标配置来选择基金。

持续在下述多个类别中开展基金评估和风险监控,以确保基金和模型持续符合最初标准。可能会删除或用经批准队列的其他基金替代得分不理想的基金。可能会不时向模型投资组合添加新基金,并还会调整可分配给基金的权重。预期每季度会重新平衡模型投资组合以及所有受影响的合同,以体现最新配置和权重,但更改频率可能会提高或降低。

基金选择及监测

绩效 波动率 策略及资产
1 年中的绩效 标准偏差(1 和 3 年) 资产管理规模(AUM)中的百分比变化
3 年中的年度化绩效 夏普比率(Sharpe) 策略完整性(风格转变)
相对于类似基金在类别中的排名 历史波动率的变化 有关的新闻(如更换基金管理人)

Northstar Global VIP Elite 模型投资组合

固定收益

固定收益(100%)

BGF Asian Tiger Bond (10%)

BGF Fixed Income Global Opportunities (13%)

BlackRock iShares Global Government Bond Index (4%)

Investec GSF Latin American Corporate Debt (5%)

JPM Aggregate Bond (5%)

JPM Global Corporate Bond (5%)

JPM US Bond (3%)

New Capital Global Value Credit (10%)

New Capital Wealthy Nations Bond (7%)

Pioneer Global High Yield (8%)

Pioneer US High Yield (8%)

Templeton Global Bond (11%)

Vanguard US Government Bond Index (11%)

稳健的固定收益

固定收益(75%)

BGF Asian Tiger Bond (8%)

BGF Fixed Income Global Opportunities (10%)

BlackRock iShares Global Government Bond Index (2%)

Investec GSF Latin American Corporate Debt (3%)

JPM Aggregate Bond (4%)

JPM Global Corporate Bond (4%)

JPM US Bond (2%)

New Capital Global Value Credit (8%)

New Capital Wealthy Nations Bond (5%)

Pioneer Global High Yield (6%)

Pioneer US High Yield (6%)

Templeton Global Bond (9%)

Vanguard US Government Bond Index (8%)

股票(25%)

BSF Americas Diversified Equity Absolute Return (5%)

BlackRock iShares World Equity Index (5%)

Investec GSF Global Franchise (4%)

MFS® Meridian Prudent Wealth (3%)

MFS® Meridian US Value (4%)

Vanguard US 500 Stock Index (4%)

平衡投资

股票(50%)

BGF World Technology (4%)

BSF Americas Diversified Equity Absolute Return (6%)

BlackRock iShares Japan Equity Index (2%)

BlackRock iShares World Equity Index (5%)

Investec GSF Global Franchise (4%)

Investec GSF Global Quality Equity Income (5%)

MFS® Meridian Prudent Wealth (5%)

MFS® Meridian US Value (7%)

Pioneer US Fundamental Growth (3%)

Vanguard US 500 Stock Index (9%)

固定收益(50%)

BGF Asian Tiger Bond (6%)

BGF Fixed Income Global Opportunities (8%)

JPM Global Corporate Bond (3%)

JPM US Bond (2%)

New Capital Global Value Credit (6%)

New Capital Wealthy Nations Bond (4%)

Pioneer Global High Yield (4%)

Pioneer US High Yield (4%)

Templeton Global Bond (7%)

Vanguard US Government Bond Index (6%)

稳健的股票

股票(75%)

BGF World Technology (6%)

BSF Americas Diversified Equity Absolute Return (7%)

BlackRock iShares Japan Equity Index (3%)

BlackRock iShares World Equity Index (9%)

Investec GSF Global Franchise (5%)

Investec GSF Global Quality Equity Income (5%)

MFS® Meridian Prudent Wealth (8%)

MFS® Meridian US Value (10%)

New Capital US Growth (4%)

Pioneer China Equity (3%)

Pioneer US Fundamental Growth (5%)

Vanguard US 500 Stock Index (10%)

固定收益(25%)

BGF Fixed Income Global Opportunities (5%)

JPM Global Corporate Bond (2%)

New Capital Global Value Credit (4%)

Pioneer Global High Yield (2%)

Pioneer US High Yield (4%)

Templeton Global Bond (5%)

Vanguard US Government Bond Index (3%)

股票

股票(100%)

BGF Japan Small & MidCap Opportunities (3%)

BGF World Technology (7%)

BSF Americas Diversified Absolute Equity Return (10%)

BlackRock iShares Japan Equity Index (4%)

BlackRock iShares World Equity Index (14%)

Investec GSF Global Franchise (5%)

Investec GSF Global Quality Equity Income (6%)

MFS® Meridian Prudent Wealth (10%)

MFS® Meridian US Value (12%)

New Capital US Growth (5%)

Pioneer China Equity (4%)

Pioneer US Fundamental Growth (8%)

Vanguard US 500 Stock Index (12%)

说明

Northstar Financial Services (Bermuda) Ltd.  与上述任何公司没有联营关系。

Northstar 产品不出售给美国人或百慕大公民或居民。请参阅合约样本,了解关于特定产品的所有条款与条件的完整说明。模型投资组合不在加拿大发售,亦不供加拿大居民认购。

如需各项基金的完整信息,请参阅相关基金招股说明书。上述投资组合配置截至发布之日准确无误、可能随时更改。