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By clicking ‘I Accept’ you confirm your understanding and acceptance of the criteria detailed above, and that you have read and accept the Terms & Conditions of Use.

NORTHSTAR – TERMS & CONDITIONS OF USE

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Global VIP Elite 模型投資組合

Northstar‭ ‬模型投資組合旨在提供適合您的投資需求的投資組合選項。我們使用各種基本標準來從一系列領先的資產管理公司中選擇基金。

隨後我們對基金進行嚴格的統計分析,查看各種歷史表現和風險指標,然後使用股票及固定收益基金、以及某些消極型指數基金,根據投資組合中不同資產類別之間的目標配置來選擇基金。

持續在下述多個類別中開展基金評估和風險監控,以確保基金和模型持續符合最初標準。可能會刪除或用經批准隊列的其他基金替代得分不理想的基金。可能會不時向模型投資組合添加新基金,並還會調整可分配給基金的權重。預期每季度會重新平衡模型投資組合以及所有受影響的合約,以體現最新配置和權重,但更改頻率可能會提高或降低。

基金選擇及監測

績效 波動率 策略及資產
1 年中的績效 標準差(1 和 3 年) 資產管理規模(AUM)中的百分比變化
3 年中的年度化績效 夏普指數(Sharpe ratio) 策略完整性(風格轉變)
相對於類似基金在類別中的排名 歷史波動率的變化 有關的新聞(如更換基金管理人)

Northstar Global VIP Elite 模型投資組合

固定收益

固定收益(100%)

BGF Asian Tiger Bond (7%)

BGF Fixed Income Global Opportunities (11%)

JPM Aggregate Bond (7%)

JPM Global Corporate Bond (8%)

JPM US Bond (4%)

MFS® Meridian Emerging Markets Debt (3%)

New Capital Global Value Credit (9%)

New Capital Wealthy Nations Bond (7%)

Pioneer Euro Corporate Bond (4%)

Pioneer Global High Yield (8%)

Pioneer US High Yield (8%)

Templeton Global Bond (13%)

Vanguard US Government Bond Index (11%)

穩健的固定收益

固定收益(75%)

BGF Asian Tiger Bond (6%)

BGF Fixed Income Global Opportunities (7%)

JPM Aggregate Bond (6%)

JPM Global Corporate Bond (7%)

JPM US Bond (3%)

MFS® Meridian Emerging Markets Debt (2%)

New Capital Global Value Credit (6%)

New Capital Wealthy Nations Bond (5%)

Pioneer Euro Corporate Bond (2%)

Pioneer Global High Yield (6%)

Pioneer US High Yield (6%)

Templeton Global Bond (10%)

Vanguard US Government Bond Index (9%)

股票(25%)

BGF World Gold (1%)

BSF Americas Diversified Equity Absolute Return (5%)

Investec GSF Global Franchise (4%)

MFS® Meridian Prudent Wealth (3%)

MFS® Meridian US Value (4%)

Vanguard Global Stock Index (4%)

Vanguard US 500 Stock Index (4%)

平衡投資

股票(50%)

BGF World Gold (2%)

BGF World Technology (2%)

BSF Americas Diversified Equity Absolute Return (6%)

Investec GSF Global Franchise (5%)

Investec GSF Global Quality Equity Income (3%)

MFS® Meridian Prudent Wealth (6%)

MFS® Meridian US Value (7%)

Pioneer US Fundamental Growth (4%)

Vanguard Global Stock Index (5%)

Vanguard US 500 Stock Index (10%)

固定收益(50%)

BGF Asian Tiger Bond (5%)

BGF Fixed Income Global Opportunities (6%)

JPM Global Corporate Bond (6%)

JPM US Bond (3%)

New Capital Global Value Credit (5%)

New Capital Wealthy Nations Bond (4%)

Pioneer Global High Yield (4%)

Pioneer US High Yield (4%)

Templeton Global Bond (7%)

Vanguard US Government Bond Index (6%)

穩健的股票

股票(75%)

BGF World Gold (2%)

BGF World Healthscience (3%)

BGF World Technology (3%)

BSF Americas Diversified Equity Absolute Return (6%)

Investec GSF Global Franchise (5%)

Investec GSF Global Quality Equity Income (3%)

MFS® Meridian Prudent Wealth (10%)

MFS® Meridian US Value (10%)

New Capital US Growth (3%)

Pioneer China Equity (3%)

Pioneer US Fundamental Growth (5%)

Vanguard Global Stock Index (10%)

Vanguard US 500 Stock Index (12%)

固定收益(25%)

BGF Fixed Income Global Opportunities (3%)

JPM Global Corporate Bond (3%)

New Capital Global Value Credit (3%)

Pioneer Global High Yield (2%)

Pioneer US High Yield (4%)

Templeton Global Bond (6%)

Vanguard US Government Bond Index (4%)

股票

股票(100%)

BGF Japan Small & MidCap Opportunities (3%)

BGF World Gold (2%)

BGF World Healthscience (4%)

BGF World Technology (4%)

BSF Americas Diversified Absolute Equity Return (9%)

Investec GSF Global Franchise (5%)

Investec GSF Global Quality Equity Income (4%)

MFS® Meridian Prudent Wealth (13%)

MFS® Meridian US Value (12%)

New Capital US Growth (4%)

Pioneer China Equity (4%)

Pioneer US Fundamental Growth (8%)

Vanguard Global Stock Index (14%)

Vanguard US 500 Stock Index (14%)

說明

Northstar Financial Services (Bermuda) Ltd.  與上述任何公司沒有聯營關係。

Northstar 產品不適用於美國人或百慕達公民或居民。請參閱合約樣本,瞭解關於特定產品的所有條款與條件的完整說明。模型投資組合不在加拿大發售,亦不供加拿大居民認購。

如需各基金的完整資訊,請參閱相關基金說明書。上述投資組合設定截至出版日時準確無誤,但可能隨時變更。