IMPORTANT INFORMATION ABOUT ACCESS TO THIS WEBSITE
The information provided on this website is not intended for distribution to, or use by, any person in the United States or in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Northstar products are not available to US persons or citizens or residents of Bermuda. The website has been created for informational purposes only and is intended for use only by authorized distributors or current policyholders.
Please download and read the Terms & Conditions of Use below carefully. These set out the terms and conditions for accessing this website. After you have read and understood the Terms & Conditions of Use, you may click “I Accept” to proceed. By doing so, you:
i) confirm that you are accessing this website on an unsolicited basis, on your own initiative and in compliance with the laws and regulations of the jurisdiction or country in which you are residing;
ii) confirm your understanding that this website contains information about investment and/or insurance products and services that may not be available to persons in your jurisdiction;
iii) confirm that to the extent that any information contained in this website relates to any security or insurance, you will not use such information either directly or indirectly in connection with any purchase or sale, or the solicitation of any offer to purchase or sell, any security or insurance to or from any person that would violate the securities, insurance or other laws of any jurisdiction; and
iv) acknowledge expressly that you have read and understood the Terms & Conditions of Use and agree to abide by them.
By clicking ‘I Accept’ you confirm your understanding and acceptance of the criteria detailed above, and that you have read and accept the Terms & Conditions of Use.
NORTHSTAR – TERMS & CONDITIONS OF USEI Accept
Funds are then run through rigorous statistical analysis, looking at a variety of historical performance and risk metrics and fund selection is then based upon a target allocation for the portfolio between asset classes using both Equity and Fixed Income funds, as well as some Passive Index funds.
Fund assessment and risk monitoring is conducted on an ongoing basis across a number of categories as detailed below to ensure the funds and models continue to meet the original criteria. Funds that achieve unsatisfactory scores may be removed or replaced by another fund from the approved line-up. New funds may be added to the Model Portfolio from time to time and weightings attributable to a fund may also be adjusted. Model Portfolios, as well as all affected Contracts, are expected to be rebalanced to reflect the most recent allocations and weightings on a quarterly basis, but changes may also be made more or less frequently.
|Performance||Volatility||Strategy & Assets|
|1 year performance||Standard deviation (1 & 3 years)||Percentage change in AUM|
|3 year annualised performance||Sharpe ratio||Strategy integrity (style drift)|
|Category rank vs peers||Changes in historical volatility||Relevant news (eg. change of manager)|
Northstar Financial Services (Bermuda) Ltd is not affiliated with any of the companies listed above.
Northstar products are not available to US persons or citizens or residents of Bermuda. Please refer to the applicable product contract for a complete description of all relevant terms and conditions. Model Portfolios are not available in Canada or to Canadian residents.
For complete information on each fund, please refer to the applicable fund prospectus. Portfolio allocation set out above is accurate at time of publication and is subject to change.