IMPORTANT INFORMATION ABOUT ACCESS TO THIS WEBSITE

The information provided on this website is not intended for distribution to, or use by, any person in the United States or in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Northstar products are not available to US persons or citizens or residents of Bermuda. The website has been created for informational purposes only and is intended for use only by authorized distributors or current policyholders.

Please download and read the Terms & Conditions of Use below carefully. These set out the terms and conditions for accessing this website. After you have read and understood the Terms & Conditions of Use, you may click “I Accept” to proceed. By doing so, you:

i) confirm that you are accessing this website on an unsolicited basis, on your own initiative and in compliance with the laws and regulations of the jurisdiction or country in which you are residing;

ii) confirm your understanding that this website contains information about investment and/or insurance products and services that may not be available to persons in your jurisdiction;

iii) confirm that to the extent that any information contained in this website relates to any security or insurance, you will not use such information either directly or indirectly in connection with any purchase or sale, or the solicitation of any offer to purchase or sell, any security or insurance to or from any person that would violate the securities, insurance or other laws of any jurisdiction; and

iv) acknowledge expressly that you have read and understood the Terms & Conditions of Use and agree to abide by them.

By clicking ‘I Accept’ you confirm your understanding and acceptance of the criteria detailed above, and that you have read and accept the Terms & Conditions of Use.

NORTHSTAR – TERMS & CONDITIONS OF USE

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Global Advantage Select

Global Advantage Select is a flexible premium fixed-rate product that offers investors the flexibility to choose between multiple durations with varying rates of interest. It also offers an optional Return of Principal Rider that provides investors with principal protection and so additional peace of mind. These choices allow investors to customize the product according to their specific needs.

Key Features

  • Bermuda trust structure
  • Flexibility to choose multiple interest rate term options in the same contract
  • Ability to add an optional Return of Principal Rider
  • Ability to make additional investments
  • Access to funds through annual free withdrawal amount privileges
  • Wealth transfer options

Product Details

Purchase Payment Requirements

  • Minimum: US $50,000
  • Maximum: US $3,000,000
  • Subsequent Purchases: US $25,000
  • Maximum Age: Trust Participants: 80 years Designated Person: 75 years 

Initial Interest Rate Term

  • 6 month and 1, 2, 3, 5, 7 and 10 year IRTO may be available

Optional Return of Principal Rider

  • Guarantees that at any time a certificate is surrendered, the sum of net withdrawals will not be less than the purchase payment (7 and 10 year IRTO not available with optional rider)

Important Information

Northstar products are not available to US persons or to residents or citizens of Bermuda. This information has been prepared for information purposes only and does not constitute an offer or solicitation to any person or entity in any jurisdiction in which an offer is not authorized, or to any persons to whom it is unlawful to make such an offer or solicitation.  Northstar does not provide any tax, legal or financial advice. Prospective investors are solely responsible for determining the tax and legal regulations of any applicable jurisdiction by consulting with their tax and legal advisors regarding their individual circumstances. Product key benefits and details have been prepared for summary information purposes only. Please refer to the applicable product documents and specimen contracts for a complete description of all the terms and conditions relating to any specific product.